Motor fleet

Motor fleet insurance covers all of a company's registered vehicles — trucks, vans, utility vehicles — under a single policy rather than one policy per vehicle.

It includes mandatory third-party liability, comprehensive damage (collision, impact, overturning), theft, fire, glass breakage, driver cover and roadside assistance. Fleet pricing pools risk across the whole fleet, which usually lowers the cost per vehicle versus individual policies, especially for mid-size to large fleets.

For a transport company, it is the foundation of any cover — without an insured fleet, no activity is possible. For a construction company, it covers utility vehicles and heavy goods vehicles used for material deliveries, distinct from non-road plant.

At McLer, we compare terms from 30+ specialist insurers to optimise price versus cover on your fleet, and our platform lets you add or remove a vehicle, file a claim and download certificates in a few clicks.