Europe's first AI-native insurance brokerage - 2026
Our technology analyzes documents, understands the risk profile and researches hundreds of carriers across Europe in parallel. The result: faster quotes, better-matched coverage, better pricing and brokers with more time for premium human service.
Carriers researched across Europe
FranceGermanySwitzerlandUnited KingdomItalyand other specialty marketsA non-exhaustive view - Mcler maps insurers, MGAs and specialty markets capable of serving complex profiles.
Why Mcler
A construction project, fleet, farm operation or loss-heavy account cannot be reduced to a few fields. The broker needs to understand the activity, existing policies, coverage gaps, pricing and market constraints.
Brokers spend too many hours reading, chasing, comparing and producing documents. That limits how many carriers can be researched, slows quotes and reduces time spent advising the client.
Technology accelerates file analysis and carrier research. The broker keeps the judgment, negotiation and client relationship, with more data and less wasted effort.
What our technology enables
Our system prepares the work brokers used to do by hand: reading documents, understanding the risk, comparing coverage and identifying relevant carriers.
Policies, endorsements, schedules, prior contracts and loss history are analyzed to identify what is covered, what is missing and what may block a placement.
Activity, exposures, subcontractors, jurisdictions and loss history are structured so carriers receive a clear, credible submission.
Client needs are compared against real coverage options: limits, exclusions, deductibles, conditions and pricing tradeoffs.
Instead of testing a few contacts one by one, Mcler can research hundreds of insurers, MGAs and specialty markets across Europe at the same time.
The system prepares risk summaries, watch points, coverage comparisons and pricing options so brokers can move faster toward usable quotes.
A senior broker validates the options, negotiates terms and explains the tradeoffs. AI expands capacity; it does not replace advice.
Human service, restored
When technology absorbs reading, carrier research and comparison work, brokers can focus on what matters: understanding the client, negotiating better terms and staying available when decisions need to be made.
Building coverage around the real activity, not just finding a price.
Negotiating coverage, exclusions and terms with the right carriers.
Staying reachable and involved when a claim, renewal or tender is on the table.
“A broker should act as an advisor, not a search engine. AI gives us back the time to be one.”
Built for heavy files
We are starting with construction and adjacent heavy-industry verticals where files need real analysis: projects, subcontractors, liability, multi-site operations, equipment, losses and contractual requirements.
Current verticals
Programmes structured across project phases, sites, subcontractors, professional liability, works damage and equipment exposures.
Fleet, cargo, liability, warehouses and movement coordinated as a single programme.
Climate, equipment, crop, liability and operational continuity exposures across multi-year horizons.
Additional verticals will open as our operational expertise matures.
The kind of files we take
Files that standard channels decline, restrict or misprice because the risk is not understood.
Coverage coordinated across lines, carriers, deductibles, exclusions and renewal cycles.
Files where wording matters more than premium, and the wrong word can cost millions.
Partner with Mcler
A small number of early clients are being onboarded ahead of public availability. If your file deserves more than a form, we can analyze it, research the relevant carriers and show you which options actually exist.
